Kardy vs
Stampit

A wallet-first platform for branded digital stamp cards, coupons, partner pages, and location-aware customer reminders.

Platform guide

Tham Kei Lok, Co-founder @ Kardy
Elkan Chua, Co-founder @ Kardy

Our take

One reward programme may not be enough

A café might want a coffee reward and a pastry reward to run separately. Stampit explicitly describes multiple programmes per business, each with its own rules, alongside cards in Apple and Google Wallet. That is useful to investigate if your offers need separate earning cycles.

Do not confuse several reward milestones with several independent programmes. Before choosing Kardy or Stampit, write down what happens when a customer buys both products in one visit. The answer should shape your setup; the card artwork comes afterwards.

Read Stampit loyalty cards

Where Kardy still falls short

Kardy does not yet have Stampit's more granular visual card designer for stamps, backgrounds, and per-program styling. Location-aware wallet surfacing and push-style wallet notifications are not in the current Kardy MVP. Stampit's partner pages and coupon-card experiments point to a broader self-serve offer surface than Kardy has today.

A quick feature reference

Use this to shortlist questions for a demo, not to count checkmarks. “Not listed” means we could not confirm a capability—not that it is unavailable.

Kardy compared with Stampit
Capability	Kardy	Stampit
Cross-merchant member wallet Kardy's core promise is one consumer identity across participating merchants; Stampit presents each business's programme separately.	Yes	Not listed
Merchant-branded wallet card Both products let the business define the customer-facing programme and reward language.	Yes	Yes
QR-led joining without a customer app Both products are designed to get a customer into the programme without a separate app download.	Yes	Yes
Apple + Google Wallet Kardy currently offers a web wallet. Native Apple and Google Wallet downloads are still in development; confirm supported pass types with each provider.	Not yet	Yes
Custom stamp count and reward Both support a straightforward visit-based stamp goal and merchant-defined reward.	Yes	Yes
Per-program visual card designer Kardy supports merchant branding; Stampit documents controls for colours, stamps, backgrounds, and copy.	Partial	Yes
Location-aware wallet reminders Stampit describes nearby-card surfacing and wallet notifications tied to a shop location.	Not yet	Yes
Consumer marketplace across merchants Kardy's marketplace is designed to help members discover participating local offers.	Yes	Not listed
Multi-location merchant account Kardy includes multiple stores in the merchant workspace; Stampit's public product material does not make the equivalent model clear.	Yes	Not listed

Scroll sideways on smaller screens to see both platforms.

Try it in practice

Try a customer who joins two programmes, earns on both, then redeems only one reward. Ask what resets and what the customer sees on each card.

Use the phones and staff roles you expect to have at launch. Keep a note of anything that needs an explanation, a manual correction or a second device. Those are the details to resolve before inviting customers.

Who it suits

Stampit

Cafés and local businesses that want a polished wallet card live without asking customers to download an app.

Visit Stampit loyalty cards

Before you decide

This guide is written by Kardy, not an independent reviewer. Product capabilities and regional availability can change. Confirm the features you need directly with each provider.

Kardy is still evolving. Native Apple and Google Wallet downloads are not yet available; the current member experience uses the web wallet.